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Cookie Policy

Last Updated: January 2025

This policy explains how cognitionwise.com uses tracking technologies to enhance your experience and improve our weekly budgeting platform. We believe in transparency about the data we collect and how it helps us serve you better.

What Are Cookies?

Cookies are small text files stored on your device when you visit websites. They help sites remember your preferences and understand how you interact with content. Think of them as tiny notebooks that keep track of what matters to you during your visits.

When you return to cognitionwise.com, these files let us recognize your device and recall your settings. This means you won't need to re-enter information or reset preferences every time you come back to work on your budget.

Types of Tracking We Use

Essential Cookies

These keep the platform running and secure. Without them, basic functions like logging in or saving your budget data won't work properly.

Example: Session identifiers that keep you logged in while you work on your weekly budget plan.

Functional Cookies

These remember your choices and preferences to make your experience more personalized. They help us show you what matters most to you.

Example: Your preferred currency display or notification settings for budget reminders.

Analytics Cookies

We use these to understand which features get used most and where people might struggle. This data helps us improve the platform for everyone.

Example: Tracking which budgeting tools are accessed most frequently so we can refine those features.

Performance Cookies

These monitor how quickly pages load and whether any technical issues occur during your session. They help us keep things running smoothly.

Example: Load time measurements that tell us if our servers need adjustment for Taiwan-based users.

Information We Collect Through Tracking

The data we gather helps us understand patterns and improve your experience. Here's what gets collected through various tracking methods:

  • Browser type and version you're using to access our platform
  • Device information including operating system and screen resolution
  • Pages you visit and features you interact with most often
  • Time spent on different sections of the budgeting tools
  • General location data based on IP address (country and city level)
  • Referral source that brought you to cognitionwise.com
  • Navigation patterns within the platform

We don't collect personally identifiable information through cookies unless you've provided it through forms or account creation. And we never sell this data to third parties.

How Tracking Improves Your Experience

You might wonder why all this tracking matters. Here's how it actually helps you get more from our weekly budgeting platform.

Personalized Budget Tools

When we know which features you use regularly, we can prioritize those in your dashboard. If you always check expense categories on Monday mornings, we'll make sure that data loads quickly and appears prominently.

Faster Performance

Performance tracking helps us identify bottlenecks. Last year, we noticed users in Hsinchu experienced slower load times for graphs. We fixed server configurations and now charts render 40% faster for Taiwan users.

Better Feature Development

Analytics show us which tools get ignored and which ones become daily habits. This guides our development priorities. We recently expanded the savings tracker because data showed it was one of the most-visited sections.

Managing Your Cookie Preferences

You control what tracking happens on your device. Most browsers let you block or delete cookies, though this might limit some platform functionality.

Chrome

Settings → Privacy and security → Cookies and other site data → Choose your preference level

Firefox

Options → Privacy & Security → Cookies and Site Data → Manage your settings

Safari

Preferences → Privacy → Block all cookies or manage by website

Edge

Settings → Privacy, search, and services → Cookies and site permissions

Data Retention and Your Rights

We don't keep tracking data forever. Different types have different lifespans based on their purpose and usefulness.

Cookie Type Retention Period Purpose
Session Cookies Until browser closes Keep you logged in during active use
Preference Cookies 12 months Remember your settings and choices
Analytics Data 26 months Understand usage patterns over time
Performance Metrics 13 months Track technical improvements

Your Control Options

You can request a copy of the tracking data we've collected about your sessions. You can also ask us to delete this information, though it might affect how well the platform works for you.

To exercise these rights, contact us at help@cognitionwise.com with your account email. We'll process requests within 30 days and confirm completion.

Third-Party Tracking

Some features on cognitionwise.com connect to external services that might set their own cookies. For example, if we embed a financial calculator from a partner service, that tool might track interactions independently.

We carefully select partners who respect user privacy, but they operate under their own policies. Before using embedded features, check whether they set additional cookies beyond our control.

Changes to This Policy

We update this policy when we add new tracking methods or change how we handle data. Significant updates get announced through email notifications to active users.

Minor clarifications or technical adjustments happen without notification, but the "Last Updated" date at the top always reflects the current version. Check back occasionally if you want to stay informed about tracking practices.

Questions About Our Cookie Practices?

We're happy to explain any aspect of how we use tracking technologies. Reach out with specific concerns or general questions.

Contact Our Team

Location: No. 107號, Section 2, Dongda Rd, North District, Hsinchu City, Taiwan 300 | Phone: +886287735616 | Email: help@cognitionwise.com

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CognitionWise

Building financial literacy through structured weekly budgeting education that works for everyday life.

Get in Touch

No. 107號, Section 2, Dongda Rd
North District, Hsinchu City
Taiwan 300

Phone: +886 28 773 5616

Email: help@cognitionwise.com

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